How to Make Stupid Amounts of Money Without Falling for the BS
Let’s be real: money isn’t about cars, watches, or whatever the latest overpriced status symbol is.
It’s about not being trapped.
The only reason to chase money is so you never have to do things you hate, with people you can’t stand, at times you don’t choose.
And yet, people keep chasing the wrong things, signing up for sketchy courses, believing nonsense about overnight success, and wondering why they’re stuck in the same loop year after year.
This piece?
It’s stacked with no-fluff, straight-up, money-getting advice, inspired by Naval Ravikant’s wisdom, twisted into something you can actually use.
If you want to ditch the grind, build something that pays you forever, and stop trading your time for scraps, keep reading.
1. Money Isn’t About Buying Stuff — It’s About Buying Back Your Life
The loudest voices in the room make money look like a flex-off contest, but that’s missing the point. Cash in the bank = choices.
💡 Real wealth is about control over your time. When you can wake up, decide exactly what you’re going to do, and actually do it — that’s the good life.
And if that sounds like something rich people say, it’s probably because… well, rich people are the ones who get to say it.
How to Actually Apply This:
✅ Figure out the one thing in life you never want to do again.
✅ Do the math: how much money do you need to never do it again?
✅ Work backwards and build your plan around that number, not some vague “I wanna be rich” nonsense.
Until then, every decision should be about stacking up money in ways that let you say “nah” to more things.
2. The “Get-Rich-Quick” People Are Getting Rich Off YOU
You’ve seen the ads. Some 22-year-old in a rented Lamborghini selling you a magic formula for making money online.
Here’s the deal: if getting rich was easy, you wouldn’t hear about it from a YouTube ad. The moment a system works, it gets exploited, overcrowded, and shut down.
💰 The real game is played by people who made their money in something real. If someone’s entire income is from teaching you how to make money, they’re not rich — they’re just running a business selling hope.
How to Not Get Scammed:
✔️ Study people who made their money in actual businesses.
✔️ Ask yourself: If this person had a money-making machine, why would they sell it to me instead of using it?
✔️ Learn from operators, not gurus.
If someone’s main business is talking about money, you’re their customer, not their student.
3. The Rich Work Less Because They Use Leverage
Most people trade time for money like it’s 1955. Meanwhile, the wealthy have systems that multiply their effortwithout working harder.
💡 Leverage = Making money while you’re asleep, on vacation, or watching dumb videos online.
Here’s what rich people use to stop working more hours than necessary:
✅ Media: Books, podcasts, YouTube — stuff that makes money 24/7.
✅ Software: Code runs while you sleep. Humans don’t.
✅ Capital: Money making more money without you lifting a finger.
✅ People: Hiring the right people means getting more done without doing more yourself.
How to Apply This:
🔹 Ask yourself: How can I stop trading my time for money?
🔹 Build something that scales without needing you all the time.
🔹 If you don’t know how to do that yet, start learning one of these leverage tools TODAY.
4. Your “Unfair Advantage” Is What People Will Pay You For
If you can be easily replaced, you will never be rich. Period.
💡 Specific knowledge = The thing you know how to do that most people don’t.
⚡ It’s not something you learn in school.
⚡ You probably already have it but aren’t paying attention.
⚡ It’s valuable because it’s rare and hard to teach.
How to Find Yours:
🔹 What do people always ask you for help with?
🔹 What’s something that feels weirdly easy for you but confusing for others?
🔹 What would you keep doing for free if money wasn’t an issue?
Find that thing and triple down on it. People pay top dollar for rare skills.
5. If You Don’t Take Responsibility, You’ll Never Get Paid Like an Owner
💡 The richest people in the world have their names tied to their work.
✅ Entrepreneurs, investors, CEOs — they get paid the most because they’re on the hook when things go wrong.
✅ Employees? They collect a paycheck because someone else carries the risk.
If you want to make serious money, you have to own your results.
How to Get Paid Like a Boss:
✔️ Stop hiding behind a team. Put your name on what you do.
✔️ Take on projects that can actually make or break something.
✔️ Stop looking for safety — safety doesn’t pay.
Being replaceable = earning scraps.
6. The Secret to Winning Negotiations? Give Less of a Damn
💡 Whoever cares the least wins.
People who desperately need a deal always lose because the other person can feel it. The moment you signal “I need this”, they have control.
🚫 Bad negotiators fight for pennies.
🚀 Smart ones know when to walk away.
How to Use This Immediately:
✅ Have other options so you don’t get trapped.
✅ If someone’s trying to squeeze you, call their bluff and leave the table.
✅ Stop acting like everything is life or death — most of it isn’t.
Walk away more often and watch people start chasing you instead.
7. Rich People Win Because They Think in Decades, Not Days
💡 The biggest wins come from things that build on themselves over time.
📈 Money compounds.
📖 Knowledge compounds.
🤝 Relationships compound.
And yet, most people quit before things start stacking up.
💰 A little money reinvested over years turns into life-changing money.
🧠 Reading for years makes you smarter than 99% of people.
🤝 The same people you work with today can build billion-dollar businesses with you later.
How to Apply This:
🔹 Stop looking for instant wins — think long-term plays.
🔹 Stick with smart people and let your relationships grow.
🔹 Don’t kill your momentum by quitting too soon.
The best rewards come way later than you think — just ask anyone who sold their Bitcoin too early.
Final Thought: Stop Playing Small
💡 The biggest myth about money? That it’s hard to make.
It’s only hard if you do it the same way everyone else does — working harder, stressing more, getting paid less.
The moment you stack leverage, specific knowledge, and ownership, you start playing a totally different game.
So yeah — productize yourself. Own what you build. Play long-term games.
And stop taking advice from people who are broke.